Have you experienced saving money by not staying in the hotel when you are on a tour? How about staying in the house of a relative? When we go to Hongkong, we always stay in the condo of my nephew. But this year, we had to book into a hotel because my nephew moved to a cheaper condo which is small and would not fit all of us. But we only do that to a particular relative because not all relatives are okay to stay with. Some relatives are not hospitable enough.