I read this great article online today: http://www.cntraveler.com/stories/2016-05-12/how-travel-insurance-saved-my-life I think it really highlights the importance of travel insurance. Honestly, the one time I travelled without being insured, I picked up a stomach bug in Korea and missed some flights - and had to pay for them out of my own pocket. Had I have had insurance, it would have more than likely been covered (or at least some portion of it!) provided I was able to get a medical certificate. What's your attitude towards travel insurance?